Financial News Aggregator and a little more!

  • 2018 Investment Outlook
    In a nutshell… The world is a big and complicated place. If you want to find reasons why it might collapse, and soon, they are ...
  • Prone to Wander
    My latest column in Research magazine is now available. I called it “Prone to Wander.” Here’s a taste. Human nature and human behavior are not ...
  • Meaning is Expensive
    On the morning of January 20, 2015, Stephen Pasceri, a 55-year old accountant, called in sick to work and left his suburban home without saying ...
  • “I’m Joining a Cult!” (said nobody, ever)
    George Orwell famously defined the tribal mindset as extreme identification with one’s tribe, “placing it beyond good and evil and recognising no other duty than ...
  • Navigating Uncertain Rewards and Certain Risks
    Photo source: Gary Elliot, San Diego Union Tribune My latest Research magazine column is now available online. Here’s a taste. September 1, 2011, was a beautiful ...
  • High Yield ETFs Demonstrate Formidable Strength
    There is a saying on Wall Street that “credit leads.” The meaning of this adage is that high yield investments are often the first to ...
  • Your Bonds Aren’t Crashing
    The inherent fear of rising rates is something that income investors have dealt with through every major market cycle.  Many have stubbornly adhered to the ...
  • Energy ETFs Fall Hard To Kick off 2018
    The buzzword of the year may well be “volatility” after the swift beating that stocks have taken in the early days of February.  The profound ...
  • Say Hello To Artificial Intelligent ETFs
    Artificial intelligence is one of those buzz words that sound so futuristic. A computer that functions with the speed and intellect of a human without ...
  • Yeah, But The Economy….
    As an investment advisor, I’m often asked my opinion on what I think will happen to the market on any given time frame.  It’s one ...
  • Looking to the West
    Looking to the West Good Morning, It’s been an eventful week across the Atlantic following Trump’s decision to pull one out of the Nixonian playbook ...
  • Weekly Note – May steps into the unknown
    May steps into the unknown Good Morning, When it comes to negotiating the UK’s departure from the EU, the current size of the government’s majority ...
  • Daily Note – A Hopeful Diagnosis?
    Summary Systemic Financial Risk Brewing? Don’t expect banks to run out of money! Market’s overly pessimistic on growth? United States: Housing Data holding up Good ...
  • Daily Note – The man without a plan?
    Summary ECB has no plan and looking to surprise! Winging it with monetary policy! Municipal bond buying is still on the table Complexity in a ...
  • Daily Note – Mario’s Christmas gift?
    Summary Global market round-up ECB opens the door to easing in December What exactly will the ECB do? Good morning, Global equities rallied and EURUSD ...
  • Most overvalued EVER
    We are currently the most over valued the US stock markets have ever been according to methodology designed by John Hussman. I also found his ...
  • Embarrassing but …
    My last post on this site spoke of shorting the Crypto Bitcoin at around 7000, believing then like I do now that we are in ...
  • Bitcoin Short
    We are currently in a crypto currency mania bubble. I am a believer in Bitcoin and wrote a few years ago about my trade of ...
  • My Career on the Line
    Throughout my hedge fund career I have been willing to make bold moves. More than 2yrs ago I setup the Sefirot Freestyle strategy to outperform ...
  • This Time is Like No Other
    I know I am in the minority when I say that the world finances are on the brink of a major sea change. Of course ...
  • The 28-Hour Work Week
    Imagine being able to work fewer hours during a difficult time in your life, without having to quit your job or interrupt your career. In ...
  • The Olympics, Afrofuturism, and Sichuan Food
    Our guest, Tyler Cowen, has insights into a ridiculously wide range of subjects. Our conversation touches everything from Afrofuturist flicks to the mouth-numbing qualities of ...
  • Episode 545: The Blue Pallet
    How do you reinvent something as simple as the wooden shipping pallet?
  • The Spy Who Trolled Me
    Russia spent 73 million Rubles a month to influence an American election. But what did they get for their money?
  • Episode 825: Who Started The Wildfire
    After a wildfire, teams of investigators start combing the wreckage for clues. Finding the cause means, maybe, finding someone to pay. But where's the line ...
  • Bogleheads.org
    MY INTEREST IN PERSONAL FINANCE began during a road trip five years ago. Driving alone, in a desolate part of the state, my choice of ...
  • On the Other Hand
    I LOVE THE QUESTIONS THAT KIDS ASK. This week, my first grader told me he had heard the word “caricature” and wanted to know what ...
  • Simple but Not Easy
    WHEN I FIRST BEGAN INVESTING 16 years ago, I threw a bunch of investments at a wall to see what would stick. Someone I respected ...
  • Investors Have Spoken
    THE MARKET IS ALWAYS RIGHT. It may have a different opinion tomorrow—perhaps radically different—but that doesn’t mean current prices aren’t the right ones. Holler all ...
  • Tales to Be Told
    IF THIS TURNS OUT TO BE a major bear market, there will be a slew of articles to be written. It’s the negative correlation enjoyed ...
  • Soarin’ Fundamentals for Stocks
    I spent the long President’s Day weekend with my family in Disney World. It was the first time that my ...
  • Liquidity Legends
    The latest and previous stock market corrections could be described as “tightening tantrums.” Investors fretted that the Fed would be ...
  • Outlook for Stocks Remains Fundamentally Strong
    Whatever might be the short-term follow-up (or -down) on Friday’s and Monday’s drop, I remain bullish because the outlook for ...
  • Fueling the Bull Market
    As the stock market continues to soar, it is attracting more money into stocks. That’s what usually happens during meltups. ...
  • Proprietors’ Income Matters
    Almost always ignored in discussions of corporate profits is proprietors’ income, which is included in personal income on a pretax ...
  • Why Bank ETFs May Need a Rest
    The Financial Select Sector SPDR (NYSEArca: XLF), the largest exchange traded fund tracking the financial services sector, and rival financial services ETFs have been solid performers ...
  • Forecasting Spring Action for Oil ETFs
    The United States Oil Fund (NYSEArca: USO), which tracks West Texas Intermediate crude oil futures, and the United States Brent Oil Fund (NYSEArca: BNO), which ...
  • A Mid-Cap ETF for Income Investors
    Investors typically drift toward large-cap stocks in search of dividends, but some exchange traded funds prove other parts of the equity market are viable income-generating ...
  • Isn’t the Consumer Staples Sector Defensive?
    By Denis Rezendes, Beaumont Capital Management In the past, the Consumer Staples sector has had a reputation for providing investors with the best of both ...
  • This Central Bank Loves Gold
    The SPDR Gold Shares (NYSEArca: GLD), iShares Gold Trust (NYSEArca: IAU) and other gold-backed exchange traded products are up about 2% this year. More gains could be in ...
  • Top 1% = $480,930 (AGI)
    click for ginormous graphic Source: Bloomberg   This is quite intriguing: What does it take to get into the 1 percent? The price of admission ...
  • 10 Friday AM Reads
    My end of week morning train reads: • We Forget That Everything Is Relative (Behavioral Scientist) • A Not Terribly Bright Idea for Harvard’s Endowment (Bloomberg Gadfly) • The Curse ...
  • 1964 250 GT/L Berlinetta Lusso
    Only 350 Ferrari 250 GT Berlinetta Lusso were manufactured by Ferrari; they were produced from 1963 to 1964, and the rarity accounts for the 7 ...
  • What is the financial balance of EU membership for central Europe?
    What is the financial balance of EU membership for central Europe? Zsolt Darvas Bruegel FEBRUARY 6, 2018     EU membership led to major financial ...
  • Cause & Effect and Time Travel
    H.G. Wells wrote the first time-travel book. But it was Charles Darwin who made time seem exciting (6’07”)   When Did Time Travel Come From? ...
  • Opportunity from Brexit turmoil
    There has been much hand wringing over the Brexit process. Deutsche Welle reported that Angela Merkel stated that Brexit would leave a very challenging ...
  • A pause at 61.8%
    Mid-week market update: After much indecision, the SPX paused at its 61.8% Fibonacci retracement level.
  • Powell Fed: Market wildcard
    Preface: Explaining our market timing modelsWe maintain several market timing models, each with differing time horizons. The "Ultimate Market Timing Model" is a long-term ...
  • How the market could fool us again
    Mid-week market update: I can tell that a stock market downdraft is a correction and not the start of a major bear market when the ...
  • Did risk-parity funds crash the bond market?
    When the markets crash unexpectedly, everyone is on the lookup for culprits. One of the leading theories behind the latest downdraft in stock prices is ...
  • The Latest Random Roger Posts
    The weekly market update is posted at Alpha Baskets and includes the following; We think increased volatility of volatility could be a net positive that ...
  • It Was A Bad Week For Volatility
    My latest post for Alpha Baskets takes a look at the recent crash….and snapback. The dip/correction/crash of the last couple of weeks has provided a ...
  • Volatility Is Back in Town and It’s Angry
    The weekly Market Update is posted at Alpha Baskets is posted an includes the following; The CBOE Volatility Index took center stage last week with ...
  • Random Roger Round Up
    My latest post at Alpha Baskets looks at Harry Markowitz’ portfolio. From my page at TheMaven; Does the last week have you looking at ways ...
  • The Ides of…February?
    The weekly Market Update is posted at Alpha Baskets and includes the following; We would take a moment to remind investors that as of Friday, ...
  • CWS Market Review – February 23, 2018
    “I made my first investment at age eleven. I was wasting my life up until then.” – Warren Buffett John Maynard Keynes famously described the ...
  • Morning News: February 23, 2018
    Anbang and the Financialization of China’s Economy U.S. Blocks a Chinese Deal Amid Rising Tensions Over Technology Mnuchin Urges Markets to Shrug Off Worries Over ...
  • Q4 2017 Earnings Calendar
    Here’s a list of reporting dates, Wall Street’s consensus estimates and actual reported results. Company Ticker Date Estimate Result Signature Bank SBNY 18-Jan $2.23 $2.43 ...
  • Fiserv to Split 2-for-1
    First it was AFLAC, now it’s Fiserv’s turn. Fiserv (FISV) announced today that it will split its stock 2-for-1. If you own FISV, you’ll get ...
  • Hormel Earns 44 Cents per Share
    This morning, Hormel Foods (HRL) reported Q1 earnings of 56 cents per share. Of that, 12 cents was due to tax reform, so let’s say ...
  • Changes in the Finance Industry; A Hatchet Job on Buffett
    Structural Changes in the Finance Industry for Junior Miners https://www.youtube.com/channel/UCyjyUPbLw38tG9iAw0p7nxg Hatchet Job on Buffett Special Investigation: The Dirty Secret Behind Warren Buffett’s Billions America’s favorite ...
  • Buffett Interviewed on the Financial Crisis–a Good Review of Buffett’s Thoughts on Investing
    Buffett is being interviewed after the financial crisis.   This is an excellent review of how Buffett thinks of businesses (Moody’s). http://www.advancedvalueinvestingworkshop.com/register.html   Understanding Interest ...
  • Lecture on Studying Financial History (Russell Napier)
    Russell Napier’s Lecture on Financial History   (60 minutes) https://event.on24.com/eventRegistration/console/EventConsoleApollo.jsp?&eventid=1568744&sessionid=1&username=&partnerref=&format=fhaudio&mobile=false&flashsupportedmobiledevice=false&helpcenter=false&key=7381A6A8D270C66A75C736D44257317E&text_language_id=en&playerwidth=1000&playerheight=650&overwritelobby=y&eventuserid=190902439&contenttype=A&mediametricsessionid=156958791&mediametricid=2247562&usercd=190902439&mode=launch A good lecture on integrating past lessons into today’s current conditions. A CFA composite book ...
  • Acq. Multiple, Yog Berra and Financial Satire, and Hedge Fund Quiz
    While at all times Wall Street analysts try to justify the valuations, here is a fun quote (via Bloomberg) from 2002 looking back from Scott ...
  • A Case study on Cognitive Dissonance
     I only hear what I wanna hear and disregard the rest. I have my righteous rage and pointless point of view–The Angry Young Man ...
Error Fetching Feed
  • How to make big problems small and small problems big
    Avoidance is to be avoided. — Nick Grossman (@nickgrossman) February 22, 2018 I’m on a plane right now.  I always find plane/train rides to be ...
  • You need a budget
    I’ve written for a long time about my desire to re-build personal finance infrastructure in ways that benefit people with the least money.  We see ...
  • The weakest link
    We have spent a fair bit of time over the past year working on security at USV and across the USV portfolio.  Anyone who has ...
  • From a labor mindset to a capital mindset
    I’ve been quiet on the blog lately — writing is one of those things that’s hard to build a habit for, but always pays big ...
  • Service
    The week before last, we lost a dear friend to cancer.  Deb was an incredibly sweet, caring and giving person.  The memorial service last weekend ...
  • Monitor Financial Accounts Regularly
    ================= Fewer laws protect you now. In some ways, the laws are more virtual than real, and only apply to real situations, and not virtual ...
  • The Rules, Part LXIV
    Weird begets weird I said in an earlier piece on this topic: I use [the phrase] during periods in the markets where normal relationships seem ...
  • NASDAQ Composite Hits an Inflation-Adjusted High
      This is an update of a post I did less than three years ago.  In that relatively short time, the NASDAQ Composite hit an ...
  • On the Migration of Stock
    This should be a brief article.  I remember back in 1999 to early 2000 how P&C insurance stocks, and other boring slower-growth industries were falling ...
  • On a Letter from an Old Friend
    David: It’s been a while since we last corresponded.  I hope you and your family are well. Quick investment question. Given the sharp run-up in equities ...
  • February 21, 2018
    The release of the Fed meeting minutes today set the market on fire, sending the Dow Jones Industrials Index up over 300 points on the ...
  • February 18, 2018
    After six straight up days coming right up from the lows of two Fridays ago, the NASDAQ Composite Index finally backed down on light volume ...
  • February 14, 2018
    Stronger than expected inflation numbers this morning sent the indexes trading down hard at the open. But the selling quickly subsided and the indexes began ...
  • February 13, 2018
    The following was written Tuesday evening, Feb. 13: Position traders will wait for one of a few things to occur before initiating new positions in ...
  • February 11, 2018
    I don’t think I need to point out what everyone already knows, which is that this past week was one of wild and wooly volatility ...
  • Economic Fluctuations and Growth Research Meeting
    I am here today: Economic Fluctuations and Growth Research Meeting Andrew Atkeson and Monika Piazzesi, Organizers Federal Reserve Bank of San Francisco February 23, 2018 ...
  • Fedspeak and the January FOMC Minutes
    Tim Duy: Fedspeak Reiterates Gradual Path: Fed speakers continue to reiterate that policy remains on a gradual path of tightening. So far, the inflation data ...
  • Links for 02-22-18
    What Does a True Populism Look Like? It Looks Like the New Deal - Dani Rodrik Mapping Capital Flows Into the U.S. Over the Last ...
  • On the Link between US Pay and Productivity
    Anna Stansbury and Lawrence Summers at VoxEU: On the link between US pay and productivity, by Anna Stansbury and Lawrence Summers, VoxEU: Pay growth for ...
  • Links for 02-20-18
    Come the Recession, Don’t Count on That Safety Net - The New York Times Absolute poverty: when necessity displaces desire - Microeconomic Insights Do Job ...
  • Never Underestimate Your First Idea
    Every entrepreneur and investor should listen to this podcast with Reid Hoffman (founder of LinkedIn) and Ev Williams. From Reid on Ev: For this week’s show, ...
  • Revenge Trading and Portfolio Cleaning
    Time for a bit of a market update… The markets ...
  • Be Very Afraid ?
    I have watched and studied the Stocktwits streams coming up on 10 years now. I have my own filters/biases just like every active user does, but ...
  • Netflix Versus The Rest
    It seems like Netflix is pulling away from any competition. It is my homepage before bed and on days like yesterday when I was shut down ...
  • The End of The Low Volatility Regime?
    Before I get into today’s post on volatility, I wanted to share a good Umair Haque piece where he asks ‘Is There Any Price Americans ...
  • The Skew Is Not New
    Market observers have noted that the S&P 500’s performance so far this year has been dominated by a small number of technology stocks.  This observation ...
  • Can High Concentrations Lead to Equal-Weight Outperformance?
    Assigning equal weights to each constituent, such as in the S&P 500 Equal Weight Index, historically would have offered material outperformance over capitalization-weighted benchmarks across ...
  • Decomposing Recent Volatility Events Part 1
    After a strong January 2018, the U.S. equity market started February with a roller coaster ride. The CBOE Volatility Index® (VIX®), which has been relatively ...
  • Do Earnings Revisions Matter in India?
    Market participants have used common risk factors such as value, momentum, dividends, low volatility, quality, and size (small cap) to construct portfolios historically. Our recently ...
  • The Difference a Few Days Make
    For investors, things looked very different between the end of January and the first part of February. Following a few days of market turmoil in ...
  • Talking to Mr. Money Mustache about the US Digital Service
    Last week, I passed my one year anniversary as head of the US Digital Service (USDS). So when Mr. Money Mustache asked for an interview, ...
  • Staying with the US Digital Service
    A few months ago, I took a leave of absence from Google to do a stint with the US Digital Service. A lot of people ...
  • A brief update
    Over the last couple years, I’ve seen more and more people in technology trying to make government work better. They’re idealists who are also making ...
  • Thanks, Amit
    Amit Singhal just announced that he’s retiring toward the end of the month. Amit has been a formative part of Google’s search team, but he’s ...
  • Solving a Verizon issue (Nexus 5X)
    I solved a problem today and figured that I’d document it for the rest of the world. Every time someone left me a voicemail on ...
  • 2017 In Review
    (Since it’s the most pressing and biggest topic right now, I’m going to flip the script and start with updates on taxes and legislation out ...
  • Lower future returns: What’s an investor to do?
    Corey Hoffstein over at Newfound Research put up a great presentation on how investors should respond to lower expected returns in the future. First I’ll ...
  • Tiny Steps
    I have a bit of an obsession lately with the idea of incremental change and its cousin, compounding. It started about a year ago with ...
  • Insurance Premiums for a Nonexistent Death Benefit
    It’s late 2017, and we’ve been riding a pretty stellar bull market in (at least) US stocks for over 8 years. Markets are up, and ...
  • 19 Questions
    Jason Zweig recently wrote a piece titled “The 19 Questions to Ask Your Financial Advisor.”  I love Jason’s stuff and who doesn’t like lists?  So ...
  • QE and Its Apologists
    My friend Tom Bentley sends me political rants every day and then attaches an article from someone. Today’s is from Brian Wesbury, a brilliant economist ...
  • Data-Dependent ... on Imaginary Data
    Federal Reserve officials like to say their policy course is “data-dependent.” That sounds very cautious and intelligent, but what does it actually mean? Which data ...
  • Where Will We Get the Cash?
    Last week’s turbulence shined a harsh spotlight on the stock market. Appropriately so, if that’s where your investments are. But in the hubbub many investors ...
  • Kill the Quants
    In the past few days we have heard endless explanations for the market’s big “Oops!” and the return of volatility. The commentary has centered on ...
  • Enjoy It While You Can
    If you travel as much as I do, you come to value nonstop flights. Connections introduce uncertainty and potential delays, not to mention what often ...
  • a cycle called yourself
    As a long trip together ends, it's time to get more personal and think about the lessons learned from the ups and downs along the ...
  • analysis itself
    Diagrams of investment process invariably illustrate the functional elements and steps of decision making. But what lies deeper within?
  • getting unstuck
    We've all been there. Frozen, unable to move forward, caught in an approach that just isn't working at all. It can happen to ...
  • gumption traps
    We are continually faced with problems, some caused by external forces and others by internal ones. Meeting them head on is a challenge (at ...
  • searching for quality
    It's easy to bandy about a word like "quality," but quite another thing to grasp its characteristics and apply them in a judicious way.
  • Seen One, Seen Them All
    No matter what index or ETF you are looking at, as long as it’s equity-related, they ALL look pretty much like this: Let’s break this ...
  • Brookdale Breakdown
    One of the shorts I’ve been mentioning a while finally had an honest-to-goodness breakdown. It has lost more than one-fifth of its already battered value. ...
  • The Four Horsemen of the Apotheosis
    Well, yes, it sure would be nice to wake up every morning to a down market, but it just ain’t gonna happen. This market has ...
  • How Shall I Put This?
    My prediction from February 9th about a bounce to 2740 and a subsequent resumption of the weakness has, thus far, earned me a solid A+ ...
  • Bonds Away!
    This content is only available to Slope+ users.
  • Company Notes Digest 11.17.17
    Each week we read dozens of transcripts from earnings calls and presentations as part of our investment process. Below is a weekly post which contains some ...
  • Company Notes Digest 11.10.17
    Each week we read dozens of transcripts from earnings calls and presentations as part of our investment process. Below is a weekly post which contains some ...
  • Company Notes Digest 11.3.17
    Each week we read dozens of transcripts from earnings calls and presentations as part of our investment process. Below is a weekly post which contains some ...
  • Company Notes Digest 10.27.17
    Each week we read dozens of transcripts from earnings calls and presentations as part of our investment process. Below is a weekly post which contains some ...
  • Company Notes Digest 10.20.17
    Each week we read dozens of transcripts from earnings calls and presentations as part of our investment process. Below is a weekly post which contains some ...
  • Links
    The Aggregator Paradox - by Ben Thompson (LINK)Trump Administration Looking at Bankruptcy Options for Student Debt ($) (LINK)After Decades ...
  • Links
    Full Transcript of the Daily Journal Annual Meeting 2018 (LINK) [Note: If you read this, I recommend listening to the joke Munger ...
  • Links
    Charlie Munger on Bitcoins, Banking, AI, and Life (LINK)How Warren Buffett Won His Multi-Million Dollar Long Bet (LINK)GMO Quarterly ...
  • Links
    I had a great time in L.A. this week, and enjoyed getting to see Charlie Munger in-person holding court at the Daily Journal ...
  • Discipline equals freedom. Prioritize and execute.
    The two phrases making up the title of this post come from Jocko Willink, a retired Navy SEAL commander who spent 20 years in ...
  • The Worst Advice I Ever Got
    My first job out of college was working in a sales role at an insurance company. They liked to think they were doing holistic wealth ...
  • Animal Spirits- Wave Pools and Market Inefficiencies
    On today’s show, Ben and I speak about how career risk creates inefficiencies in the market, signs of froth, the Vanguard of alternatives, and ETF price ...
  • These Are the Goods
    Articles Saving is passive, prioritizing is active. By Mike Dariano The process for producing legal filings runs like an assembly line for making widgets. By ...
  • Chart Crimes
    Stretching a linear axis vertically to prove a point. Don’t do this. Some things should be shown as a level, not a percent change. The ...
  • These Are the Goods
    Articles An accelerating number of Americans are now recipients of independent advice and are talking to their friends about it By Shirl Penney  The look ...
  • Why is the Gun Crisis So Difficult to Solve?
    My recent post on guns got a lot more attention than I expected. It wasn’t a fully hashed out view of mine which was careless ...
  • How Worrisome is Future Inflation?
    Recent economic data has bond yields jumping a little bit on the worry of higher future inflation. According to many this is the main concern ...
  • Guns
    Let’s take a break for a minute from the usual economic and finance commentary to talk about something that I think is important – guns ...
  • ‘It’s Time To Call Bullshit’
    Bullshit Mark Baum: It’s time to call bullshit. Vinnie Daniel: Bullshit on what? Mark Baum: Every fucking thing. -The Big Short There may be no ...
  • An Old-Fashioned Income Play
    Earnings season is over so the blackout window has closed and insiders are once again allowed to trade. One company that has had some interesting ...
  • A Plethora Of Short-Term Sell Signals
    In addition to the daily DeMark Sequential sell signal triggered in SPY recently, we also now have sell signals triggered in all of the other ...
  • ‘No Skid Marks’
    Oh, The Irony! There’s a classic story on Wall Street that seems to repeat time and time again. It’s the story of a brilliant academician ...
  • A Recipe For Mean Reversion
    We now have a number of DeMark Sequential sell signals for the S&P 500 ETF (SPY) lining up across almost every major time frame. The ...
  • Feel the Lift?
    The global expansion continues to gather steam and slowly, but surely, it is making its way through to supply and prices.
  • Dividend is Easy to Find. Yield is Not.
    An exhaustive search of “Dividend” funds leads to an interesting discovery and one that not every fund manager would want you to know.
  • Exclusive Q&A with Tom Clarke of William Blair – Part 1
    In this exclusive interview with Tom Clarke, partner and co-portfolio manager of the William Blair Macro Allocation Fund, we discuss a range of topics including ...
  • Riding Investment Waves For Risk Averse Investors
    Bill Hortz of the Institute for Innovation Development recently sat down with Dan Darchuck, Co-Founder and CEO of Topturn Capital, an independent financial advisory firm, ...
  • The Case for Global Multi-Assets
    Brian Singer, head of William Blair’s Dynamic Allocation Strategies team, discusses the case for global multi-assets in today’s environment, why the team’s approach to global ...

info@streetsleuth.com

Back to Top